Multiples of time, the money we spend on travel are beyond the expected budget because we feel relaxed when we travel and do not take concern of the other financial commitment and responsibilities we handle back home.


However, to fight the challenges of extravagant spending while on a journey, you need to prepare yourself financially and set your budget according to your finance.

There are expenses to consider before planning your next travel to avoid unexpected spending that could sabotage the budget you have already set up.


Unexpected travel expenses and what to do to avoid it



 Baggage Fees

Baggage fees are one of those unexpected expenses someone makes while traveling.

If you are traveling by land or air, you would be charged for your luggage especially when the luggage fee isn’t included in the ticket.

To avoid overspending on luggage, you have to restrict yourself from using overweight luggage, and also find out about the baggage fees of the airline or bus you are taking so as to know how and what to pack in your bag.

When you use a bag that is weighted and sizeable, you would end paying extra fees you never budgeted for.

Get a lighter bag that could contain important things. Stuff them in your suitcase properly for everything to contain inside so as not to think of getting another bag.


 Debit and Credit Card Fees

Of course, you can’t travel and leave your debit card or credit card at home, unless the bill won’t be coming from you, but even at that, you still need to carry your card in case of emergency.

Banks and Lenders make money from these little charges.

When you are sending money to a different bank or to someone not in your country, your bank charge more.

Using your Debit or credit card to transfer or withdraw money especially when out of  town, would result in extra fees to your bank.

To avoid these unexpected fees eating your budget plan, do some of the sending at home before traveling, like booking of hotel, etc.

And as well, withdraw some money from your bank account at home before leaving your city and spend less money on your journey to avoid your bank from taking extra fees from you.


Don’t forget to always notify your bank when traveling out of the country to avoid your card being denied or eaten up by a machine.



 Hotel Booking Fees

Checking into a hotel is another fee you should include in your budget, especially when you don’t have a place to stay when you arrive.

Your comfort is very important and should be planned before going on a trip.

Have it in mind that, in the hotel e, you would be charged for service fee, cleaning, food (optional), and the room you would be checking into per night.

Some hotels charge for Parking, for using their WIFI, for the small chops in the room, and the early morning coffee.

To avoid surprises, run a full check on the hotel and the whole process so that you don’t regret lodging in there and spending more than you budgeted.

Check out the payment needed (services, cleaning, equipment, check out, etc.) before coming to lodge in the hotel.

Always read the fine-prints so you don’t end up paying more money than expected. Also, find a perfect hotel that suits your need and money, and book a reservation for yourself as soon as possible.


City Taxes


There are cities around the globe that charge individuals to be in the city.

You pay your city tax just to be in that city. This is commonly found in the European cities where visitors from other countries come in and they are charged for living or moving about in the city.

Once a stranger comes into an  European city they go to a hotel or tax office to pay some amount, in order for them to walk freely and do anything they like in the city.

To avoid spending money unexpectedly, include the city tax in your budget.

It’s very important especially when you are leaving for a strange country.

You just have to take note and get prepare for anything.



Roaming Charges

Just like bank fees, network providers charge its user more for using their phones while in another country.

As a user, you would need your network to search for locations, get directions, make calls, and for business purposes.

You might be connected to the WIFI where you come from. But have it in mind that where you come from cannot be the same as where you are going to.

The WIFI there might be unavailable or in password, and you would need to start using your data to surf or do work online. That’s an extra fee that would be taken from you.

However, you need to get fully prepared and include your network charges in your budget to avoid surprises or unexpected expenses coming from your mobile network.

Also, to avoid so many charges coming from your network, you would have to get a new sim card in that country and always turn off your roaming after use.


Uber/Cab fees

This should be familiar to you already especially when you travel frequently.

You pay for taking a ride to your destination.

Cabs aren’t free except you to have someone picking you up. In this modern-day, everything is literally about money. You hire a cab or order for an uber online and you get charged for riding you to your location.

Include your Uber/cab fees to your budget to avoid unexpected spending. Know the prices for each place you are going to so you don’t end up being cheated or paying more money than expected.

Uber prices could chop off someone’s head sometimes. If you have enough money for Uber, you go for it but when you are not financially buoyant, consider taking public transport that would save you your money for other purposes.


 Emergency Fees

You may think this shouldn’t be here, but the truth is that an emergency could occur on any journey.

Nobody wants to think of emergencies situation before traveling but we have to face and accept the truth. At some point in our travel, an emergency would come.

I am not saying something must happen, what I am trying to say is that you should get prepared because we don’t know what might happen on the way or when you arrive.

You just need to get prepared and keep the little amount in case of emergencies or better still, have travel insurance to avoid spending the money you didn’t budget for the travel.


Currency Exchange

Last but not the least, currency exchange.

Do you know that when you arrive in another country, you exchange your money for that country’s currency?

When you go to an unfamiliar country, you would be charge for currency conversion. The exchangers take out some rate for their services after exchange.

So you just have to get prepared and be ready to pay for services and more money during the money exchange.

Some countries’ rates are higher than your own country while some might be lower. Don’t panic in case you get to empty your account for 5000 dollars.

To avoid giving all your money for exchange or getting cheated, use a currency converter.



If you have any suggestions or tips concerning this topic that you would love to share, please feel free to share your thoughts in the comments below.



And also, I would like to connect with you on my social handles. If you feel the same, please let us connect!

Merry Christmas in advance!




Life musings by Nigerian lifestyle and relationship blogger Nuella Igwe focusing on creative entrepreneur, life tips, career, relationship, travel, blogging tips, beauty and skincare.

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